Chapter 1: Crossing Over into the System

  "How stupid, it's just borrowing money, there's lending and returning, but interest is needed." Lulu said with a roll of her eyes.

  Huang Yu had a bad premonition and estimated that the interest would definitely not be low. There's no free lunch in this world, so he asked: "How much is the interest?"

  "This is a bit expensive, but I think it's nothing for you, the master." Lulu's eyes rolled around, like a sly little fox.

  "How much is it?"

  "Monthly interest rate of 400%."

  "What? Why don't you go rob. Huang Yu was furious, what kind of joke is this, it's even more usurious than loan sharks! Four hundred percent interest, that means if I borrow one thousand points, after a month I'll have to pay back five thousand points, this is too scamming, even loan sharks only charge seven in thirteen."

  "If you don't pay back in a month, interest will be added, hehe."

  Huang Yu was depressed, this is absolutely unaffordable, too cost-ineffective, one month to repay 5,000 life points, how many wild wolves would he have to kill?

  "Master, this is a good opportunity. In the future, if you want to borrow money, you will need to get a loan card, otherwise there will be no chance to borrow." Lulu said again.

  "A little less interest would be about right, such heavy interest, I'm afraid I won't be able to borrow from you."

  "Then Lu Lu was helpless."

  ……

  Huang Yu soon followed Huang Daishi to the warehouse, where there were only raw jade stones that had never been cut open.

  "Master, all of our Huang family's rough jade is here. The ones on this side are slightly inferior in quality, while the ones inside are of better quality and a bit more expensive." Huang Daishi said as he walked, "Our Huang family currently has a total inventory of 15,000 pieces of rough jade, all stored in these two warehouses. There are also some jade stones that have already been cut open, which are stored in the inner warehouse."

  "Huang Lao, what's the approximate value of this raw material?" Huang Yu asked after taking a closer look.

  "All the rough stones here are worth around one million taels of gold."

  More than 10,000 pieces of stone are equivalent to one million taels of gold, which is too expensive. On average, each piece of raw stone costs about 70 taels of gold, which is unbearable. It's really unbearable.

  "Huang Lao, you go ahead and busy yourself, I'll take a look myself." Huang Yu waved his hand and then lowered his head to carefully examine the original rock under his feet.

  When he was on Earth, Huang Yu had heard of gambling stones, but he had never seen real gambling stones. Now, looking at these blocks of valuable raw stones, he felt quite excited in his heart.

  "Lulu said that the probing technique can distinguish whether there is jade in this raw stone, then I want to try it." Huang Yu applied the probing technique to a basketball-sized raw stone in front of him.

  At first glance, a set of data appeared on the surface of the raw stone:

  Quality: 0

  Value: 0

  Quality is zero, value also does not have, this is equal to a worthless rock.

  Try another one.

  Huang Yu arrived at a not-too-distant massive boulder, this boulder was much larger than the previous one, over a meter high, with a very smooth surface, like a mirror.

  Exploration

  "Huh? Upon reviewing this, Huang Yu was shocked - all of these were unknown."

  Quality: Unknown.

  Value: Unknown.

  "Lulu, what's going on?" Huang Yu hastily asked Lulu.

  "This is a situation where the things inside have exceeded the range that the master's probing technique can detect," Rourou explained.

  "This means that there is something inside, and it's very likely to be a good thing, with quality that exceeds the limits of exploration, right?" Huang Yu asked while sizing up this huge raw stone.

  "Not bad, that's exactly what I meant." Lulu nodded upon hearing this.

  But Huang Yu noticed the surprise in Lu Lu's eyes, it seemed that this raw stone must be something good. Huang Yu was certain that Lu Lu knew what was inside the raw stone, but she didn't want to say anything. He also had no way of knowing, after all, he couldn't force her.

  However, since I know that there is something good inside, what exactly it is will be known once it's opened. If it's a spiritual stone, then I'll be set for life. If it's a spiritual stone, I'll be able to achieve the Innate Realm, of course, that would be somewhat wasteful. If I were to put a spiritual stone up for auction, Huangji Yushi Fang's business would absolutely boom.

  "Lin Fu, go and get someone to take this heavy rock away, open it up." Huang Yu turned around and said to Lin Fu beside him.

  "Yes, young master."

  Two stonemasons arrived soon after. Although they didn't look impressive, their abilities were actually extraordinary - both of them were martial artists who had cultivated their internal energy to the third level. They were truly not ordinary people.

  After placing this huge raw stone in an empty space, the two of them picked up their tools and started working. Opening a raw stone is a very cautious task that requires carefulness. If not handled carefully, it's easy to damage the jade inside, so this is also a technical job that ordinary people can't do, only martial artists can do it.

  The techniques of the two were very skilled, and soon more than a meter high raw stone was cut off by more than half. The underground was filled with broken stones, and this raw stone had almost been opened up, but still nothing was found. Lin Fu and the two quarry workers on the side did not think that jade would be produced from this raw stone either.

  "Master, shall we continue to open it?" said a quarry worker.

  At this time, the original stone was left with only three basketball-sized pieces.

  "Keep going."

  Two quarry workers, although somewhat reluctant, had no choice but to continue quarrying since he was the boss here.

  A few minutes later, the original stone was only left with a basketball-sized one, and something inside was exposed, which stunned two quarry workers.

  "This is... this is..."

  "Congratulations, young master! Congratulations, young master! This is a spiritual stone! A spiritual stone!" Lin Fu also discovered it and exclaimed with great surprise.

  "Spirit stone? You're saying this is a spirit stone?" Huang Yu was also shocked, although he had previously thought it might be possible to obtain a spirit stone, but that was just speculation.

  "Not bad, this is a spiritual stone. Ten years ago, when I followed the old master, I saw it before. This is what a spiritual stone looks like." Lin Fu's tone was excited.

  "Hurry, hurry and open it for me, Lin Fu, you go call Huang Lao." Huang Yu was also very excited, the Ling Stone, unexpectedly a real Ling Stone had come out, this way, Huang's Jade Stone Workshop would be saved, even if they didn't win that so-called Stone Gambling Competition, the business of Huang's Jade Stone Workshop wouldn't have to worry anymore.

  "Yes, young master." Lin Fu turned around and walked out.

  Not long after, the spiritual stone was fully opened. Holding it in hand and observing it carefully, this spiritual stone was only the size of a fist, crystal clear and transparent, and one could clearly feel the majestic spiritual energy inside, indeed worthy of being called a spiritual stone.