Financial management

  The couple was still in a state of shock and couldn't wake up even after the video ended at dawn.

  "Why?" Ling Chen suddenly leaned back in his chair, looking terrified.

  "Le Le...... how is this possible?" Xia Xin covered her mouth, already crying out loud, "Le Le she... won't have already..."

  Lin Qiang tried his best to slow down his tone and calm the two of them down.

  "Don't worry, I've already investigated, LeLe didn't let anyone take advantage of her."

  "What a great bargain!" Ling Chen slammed his hand on the table in anger at midnight, "This rebellious girl! She actually went to do this!"

  He said, then took out his mobile phone. Due to excessive anger, his hand shook and he accidentally dropped the phone on the ground. He didn't pick it up even in the early morning, but instead took out the car key and got up to rush out.

  "Director Ling! Calm down! Just listen to me for a moment!" Lin Qiang stood up and blocked the way, "I've talked to Ling Lele about this, it's not going to work!"

  "Isn't this okay?! What is okay?!". Lingchen's entire face was red with anger, "Accompanying you for drinks at night, is that okay?! Sleeping with a little rascal like you, is that okay?!"

  Xia Xingqin knew her husband was out of control and stepped forward to stop him: "Wait a minute... let Lin Qiang say a few words..."

  "You speak!" Ling Chen's hand shook, and he pushed Xia Xiang away, facing Lin Qiang.

  Lin Qiang knew that the most critical moment had arrived.

  "I think Ling Lele did this just to provoke you."

  He silently uttered these words and quietly waited for Ling Chen's reaction.

  The complexion changed constantly in the early morning, the fist clenched and loosened from time to time. After a struggle, he let out a long sigh: "Ah..."

  He slowly walked back to the table and sat down weakly.

  "Kobayashi, you're right." Ling Chen said dejectedly, holding his head, "I don't have time to accompany her; I'm afraid of having a bad influence on her, and also strictly limiting her pocket money, it's all my problem."

  Xia Xian also returned to her seat, gently stroking her husband's back, and asked Lin Qiang: "Then what should we do?"

  "This... " Lin Qiang looked slightly embarrassed, "After all, this is your family affair, I'm an outsider and shouldn't say too much. However, I also went through that age, so I understand Ling Lele's feelings, she's definitely a good girl, as long as you guide her well, this matter can be quietly resolved."

  "Go ahead and speak." Ling Chen waved his hand weakly, looking at Lin Qiang. "Since you've invited us here, I'm sure you've already prepared your words. It's hard for an honest official to meddle in family affairs, so we should also listen to the views of young people like you."

  After getting permission from both of them, Lin Qiang dared to express his opinion, otherwise he would be a busybody.

  "First of all, this matter cannot be blamed on the parents, nor should it be blamed on Ling Lele, but rather it is a problem with the school." Lin Qiang first pointed out the first point, "From what I know, this school is not as clean as it seems, and the principal himself is not a good person. The female students who accompany men to karaoke bars are not just limited to Ling Lele alone. If we think about it in a bad light, it's also possible that the principal deliberately set things up, of course, this still needs to be investigated."

  "Didn't you say that this school has very strict management?" Lingchen turned his head to question his wife, "Now it's fine, not returning home at night is also not managed, and drinking is also not managed?"

  "......" Xia Xin's face was filled with grievance, and tears began to flow again. "I also heard it from a friend's recommendation, besides, I chatted with their class teacher yesterday and asked the teacher to be strict, how could...".

  "I was wrong too......" The emotions of the early morning finally stabilized, "It's not all your fault, it's me who never asked about these things."

  Seeing the attitude of the two, Lin Qiang's heart was slightly relieved. The first sentence pushed the fact that his daughter was involved in the entertainment industry to the school, which undoubtedly made the two people feel much more at ease.

  "Secondly, that song hall clearly knew they were students and still encouraged them to accompany wine, I warned them after but there was no reaction. This is an extremely despicable and immoral behavior, which should be severely punished."

  "Hmph..." The anger from last night flared up again, but this time it was more subdued and rational. "I also heard what that woman said, let's see who her protector is. This debt, I'll make sure to collect."

  Indeed, in the conversation with Fang Qing, Lin Qiang had specifically warned that Ling Lele's father was not a good person to mess with. However, this only brought Fang Qing's ridicule - "Can a good person let his daughter do this?"

  This message was passed into Ling Chen's ears at dawn, and even someone with a good temper would have to take action.

  "Thirdly... this matter is indeed also strange to both of you..." Lin Qiang said, looking at the expressions of the two, seeing that they had both calmly accepted it, before continuing, "You should know, the tuition fees for that private girls' school are very expensive, and the students who go there to study naturally will have more money. Comparing with others is absolutely unavoidable. I understand that you two strictly educating your daughter is good, but this can't overcome the influence of her environment, after all she spends most of her time at school, it's inevitable that she'll be led astray."

  "This point, I admit." Ling Chen shook his head and frowned, asking, "Your meaning is to let us give her more pocket money, so she won't go again?"

  "No, giving her more money will only make her think that money comes easily and she won't cherish it, instead she'll compare herself with people around her."

  "What's to be done?" Ling Chen felt that being a father was much more difficult than being a prime minister.

  Lin Qiang quietly opened his briefcase and pulled out a few promotional materials, uttering two words: "Wealth management."

  "What's this?" Ling Chen took the materials in confusion, looking down at them, "Sunshine Financial Aid..."

  In the early morning, Xia Xian nodded occasionally as he read through several documents with Ling Chen.

  The principle of this investment is very simple.

  Parents make a one-time deposit into this financial account, and the child can withdraw some money every month. Taking a one-year period as an example, assuming parents deposited 10,000 yuan, then in the first month, the child can withdraw up to 2,000 yuan, which is 20% of the total financial funds; In the second month, they can withdraw up to 20% of the remaining 8,000 yuan, which is 1,600 yuan; In the third month, they can withdraw up to 1,280 yuan; and so on. Subsequently, each month they can withdraw 1,024 yuan, 820 yuan, 655 yuan...

  This way, this sum of money will have no interest at all, and by the last month it will be almost nothing.

  On the contrary, if the child withdraws less than 10% of the money each month, the remaining amount can generate financial returns and will be distributed in a lump sum at the end of the last month. The annual interest rate varies from 3% to 8% depending on market conditions. At the same time, the child can choose to roll over the remaining balance and dividends into next year's investment.

  This product called "Sunshine Financial Aid" actually generates very little profit for the bank, its main purpose is to create a brand and cultivate financial habits in young people, binding potential customers. When children ask their parents for money, parents can also tell them that they have given them all their pocket money for the year, and it's up to them to manage it themselves.