The inal pn was to take Lin Youwei on a high-level quest first, help her reach level 20, and theure into the her Ghost Tower.

  However, Lu Ming discovered that the Soul Set Qing Yan just gave him wasn't for level 20, but for level 10!

  The Soul Set is divided into five tiers: level 10, 20, 30, 40, and 50.

  Clearly, Qing Yan had thought it through, knowing that with Lin Youwei's current level, she was only suited for the level 10 Soul Set!

  With this, Lin Youwei could put on the Soul Set and immediately join Lu Ming iher Ghost Tower, without having to wait until level 20!

  So, Lu Ming immediately ged his pn.

  He took Lin Youwei directly to the her Ghost Tower!

  "The one million borrowed for buying a house hasn't been repaid, and now I owe for a Soul Set."

  "Based on the market price, a level 10 Bronze Soul Set costs about five huhousand..."

  Lu Ming frowned slightly.

  Unknowingly, he had accumuted so much debt!

  And this was just the debt owed to Qing Yan.

  Additionally, when he bought the house, it cost six million, with only a 20% down payment, leaving over five million in loans from the bank!

  He sure could rack up debt...

  In his previous life, such a massive debt would have been a death sentence for Lu Ming, something he'd never be able to repay even if he worked himself to the bone for a lifetime.

  But now, Lu Ming had a pn.

  "Within a week, I'll pay off the debt to Qing Yan first!"

  Soon, Lu Ming and Lin Youwei arrived at the her Ghost Tower.

  Acc to today's battle report, the Godsyer Squad had quered the eighth pne of the her Ghost Tower.

  However, thanks to Qin Churan's orders, no one from the Godsyer Squad dared to stop Lu Ming, respectfully making way for him.

  [Ding~ You have ehe eighth pne of the her Ghost Tower: Shadow !]

  Whoosh!

  Two beams of white light desded as Lu Ming and Lin Youwei found themselves in a dark realm.

  All around them, massive fortress-like s were scattered across the nd.

  tless armored undead emissaries, with eyes gleaming coldly, emerged from those s.

  Meanwhile, numerous pyer teams were hunting these undead monsters within the vast map.

  As the highest pne of the her Ghost Tower, the undead monsters in the Shadow ranged from level 46 to 50!

  Therefore, pyers grinding here were also between levels 46 and 50.

  When a level 20 Trickster and an 18-level Mage appeared in this domain, it undoubtedly drew the skepticism of onlookers.

  "Holy crap! How did that level 20 Trickster get into the eighth pne? And there's an 18-level Mage with him, what the hell?"

  "Look, they have Soul Sets on. It's the effect of the Soul Set, allowing them to ighe level restris of the her Ghost Tower map aer any p will!"

  "Most people use Soul Sets to farm lower pnes! But these two, wearing Soul Sets, are running to such a high pne. What are they doing in the eighth p level 20? They must have a death wish!"

  "They probably ehe wrong pne, right? Shh, let's not warn them. If they get wiped out by the monsters, maybe they'll drop a couple of Soul Set items, each worth tens of thousands!"

  So, some nearby pyers, hoping to pick up the spoils, even paused their monster hunting to keep an eye on Lu Ming and Lin Youwei, waiting for them to get wiped out.

  After all, pig up even one piece of Soul Set equipment could equal their annual ine!

  Just then, in front of them.

  From a massive, pockmarked hat seemed to have tless eyes, a silver-armored undead general, exuding a regal aura, emerged, riding a skeletal warhorse!

  "Holy crap! The first ohey entered is ae Monster?"

  "Even a regur monster could easily crush them, and now ae Monster shows up? They're really being overestimated!"

  "It looks like this doomed couple is in for a rough time!"

  As the crowd buzzed with chatter, they were ready to rush in and grab the loot at any moment.

  Lu Ming, however, calmly cast a Reaissance skill on the undead general.

  [Undead General] (Lv48 Physical Type · Elite Monster)

  [Physical Attack: 9800]

  [Armor: 6600]

  [Magic Resistance: 5800]

  [Speed: 4980]

  [Health Points: 558000]

  [Skills: Charge (D-level), Ice Thrust (D-level)...]

  [Description: As a majeneral uhe and of the Death Laea, the Undead General guards the her Ghost Tower under Gaea's orders, swearing to lead the undead legion to crush all humans who dare to ehe Shadow ...]

  Seeing the monster data automatically shared ieam el, Lin Youwei, standing behind Lu Ming, couldn't help but grip her staff tightly, her eyes filled with tension and fear.

  Judging by the attributes alohe strength of this Undead General exceeded hers by dozens of times!

  Moreover, the highest-level monster she had faced before, following Lu Ming, was only a level 30 scorpion in the Wastend.

  Now, they were jumping 18 levels higher!

  For Lin Youwei, who was only level 18, this was a leap of 30 levels!!

  In trast, Lu Ming remained calm and posed.

  As if everything was under his trol.

  "Arrogant humans, how dare you step into the her Ghost Tower and disturb Laea's peace!"

  "Die!"

  With a roar.

  The Undead General charged at Lu Ming, riding his skeletal warhorse!

  Lu Ming remained unhurried.

  He waited for the Undead General to enter his attack range.

  His right hand, already resting on the hilt of his sword, quietly drew the bde.

  Swish!

  A sharp sword shadow fshed through the Undead General's body.

  -181822!

  The Undead General's health bar instantly dropped by a third!

  At the same time, under Lu Ming's mental trol, hundreds of tier-3 Death Lords tore through space, stepping out from the summoning barrier!

  Lu Ming pnted his longsword into the ground.

  Whoosh!

  Whoosh!

  War Tread—

  Life Barrier—

  With a thirtyfold enha, a massive formation with a radius of 1500 yards instantly spread from Lu Ming's feet, c the entire Shadow !

  Buzz!

  Dozens of blood-red marks appeared on the Undead General's chest simultaneously.

  The sed.

  Swish, swish, swish, swish!

  Dozens of Death Lords simultaneously activated Soul Shatter, instantly closing in on the Undead General from dozens of yards away.

  Their longswords, burning with fierce fmes, sshed down.

  -15498!

  -15498!

  -15498!

  ...

  Under Lu Ming's mental trol, the first wave of Death Lords quickly withdrew from the attack raer exeg Soul Shatter, making room for the sed wave to unleash Soul Shatter.

  Following the same pattern, after three secutive rounds of Soul Shatter, the Undead General's loh bar was instantly drained!

  Boom!

  With a loud crash, the heavily armored Undead General fell from his horse, crashing to the ground.

  [Ding~ You have sin a level 48 Elite Monster, Undead General, Experience Points +300000!]

  "The experience from a level 48 Elite Monster almost matches that of a level 30 Silver BOSS!"

  Watg the experience bar rise by a visible 10%, Lu Ming couldn't help but feel a surge of excitement.

  Meanwhile, the surrounding pyers, who had been waiting for Lu Ming to be killed so they could loot, were left dumbfounded.

  The entire process was seamless and fluid; they hadn't even seen how the Undead General died.

  All they knew was that this level 20 Trickster had single-handedly sin a level 48 Elite Monster, crossing a gap of 28 levels...

  Such terrifying strength left the pyers in awe, and they quietly returo their own tasks, not daring to harbor any thoughts of taking advantage of Lu Ming.

  Lu Ming, full of anticipation, approached the Undead General's corpse.

  With Lu Ming's prehensive Amplification talent upgraded to Lv3, Lin Youwei's monster drop rate bonus effect had also increased from 200% to 300%!

  "Let's see how valuable a level 48 Elite Monster with a fourfold drop rate really is!"

  kk1999