Sharp eyes

  On the other hand, Lin Xiao was also making a last-ditch effort.

  "It doesn't matter, that little bit of pension can also be managed financially. Grandfather, the more turbulent the economy is, the more it needs to be managed financially, so as to ensure that the money in hand does not depreciate."

  The old man said with a sidelong glance: "Oh? My pension is only 3,000 yuan, and now my monthly expenses are over 2,000. In a year, I won't be able to save much. Is it necessary to worry about it?"

  "Let me do the math for you," Lin Xiao said with a smile, "A three-year deposit has an interest rate of only 4.2%, while our one-year guaranteed wealth management product has an expected return of 5.05%. After rolling over the interest for three years and accumulating it, the final result is equivalent to a yield of 16%, whereas a three-year deposit would have less than 13%."

  "Is there such a good thing?" Zhou Ren, who was used to salespeople, just smiled and said, "Nowadays, people only talk about the good things, exaggerating wildly, without mentioning what would happen if they lost money."

  "This product is guaranteed to not lose money, and the minimum annualized yield will be over 4%. We've been selling this product for three years now, and the annualized yield has never been lower than 4.8%, occasionally even reaching nearly 6%! Lin Xiao continued to persuade, "Not only that, but this product also has six-month and three-month terms, so when you need to use money, it's easy to turn over, unlike a three-year deposit, where if you withdraw in the middle, the interest is basically gone."

  "Hmm... a year would indeed be more convenient." Zhou Ren finally relaxed a bit, "If my son needs to do business and needs help with the funds, I can also lend a hand."

  Lin Xiaozi was delighted: "That's right, now that you're successful in your career and can afford to retire comfortably, you won't have any more income growth, but by relying on financial products, your savings can still grow faster. In your situation, it's also not necessary to make risky investments, the key is to ensure that your savings don't shrink."

  "Hmm, this sentence is well said. In the past, my partner insisted on playing stocks... and she lost all her money!" This sentence seems to have hit Zhou Ren's soft spot. "Fortunately, I didn't let her touch my money! Otherwise, we wouldn't even be able to afford our retirement! One must be down-to-earth and not think about making a fortune easily."

  "Don't worry, I wouldn't recommend stock-based financial products to you." Lin Xiao Zao said with a sweet smile.

  "Ah, I understand what you mean, but look... " Zhou Ren sighed, "I only have less than 1,000 yuan in spare money each month. Even if I buy this thing, after three years, it's just a 3% increase compared to saving the money. It's only 30 yuan, what's the point?"

  "It can't be said that way, you buy 10,000 every year, and in three years it's 30,000!" Lin Xiaozi pouted, her face flushed with excitement, "30,000 is not a small amount!"

  Looking at her expression, Zhou Ren couldn't help but feel a surge of affection: "Even an old man like me thinks 300 isn't a lot of money, and you're still being frugal with this?"

  "Money is saved from being frugal!"

  "Good grief...... I really can't take you......" The old man seemed to be struggling too, "Let me think..."

  Lin Xiaozi pulled out a calculator she had already prepared: "Let me help you."

  "Hmm... assuming... just saying assuming..." The old man made a mysterious expression, muttering to himself, "Assuming it's 1 million, how much more would there be in three years?"

  "Thirty thousand!"

  "It's really not a small amount...". The old man raised an eyebrow, his expression changed, and sighed: "I wish I had 1 million."

  Lin Xiaozi felt a chill in her heart.

  After all, I was still fooled by Lin Qiang...

  The old man picked up the newspaper again and said apologetically, "Girlie, I'm getting old and don't like to bother with things anymore. If I had 1 million in savings, I'd definitely help you."

  Just as Lin Xiao's last hope was crumbling, a rustling sound of a suit came from behind him.

  Lin Qiang strode over with a strong and swift pace, bringing a gust of wind. He appeared slightly angry as he shouted at Lin Xiaozhuo: "How can you slack off again? There are still things to be gathered over there!"

  "Ah?" Lin Xiaozi was stunned, hastily getting up, only feeling that Lin Qiang was too despicable, even in such a situation, he still wanted to kick her while she was down. For a moment, feelings of grievance and heartache surged up, tears welling up in her eyes, "Yes... supervisor... I'll just go back..."

  But then Zhou Ren furrowed his brow and looked at Lin Qiang with a hint of annoyance.

  "This girl is selling products, isn't that her job? Why scold others?" The old man said to Lin Qiang with displeasure.

  Lin Qiang revealed a false and disdainful smile: "Old man, I won't disturb you, she's so stupid, it's impossible to sell products."

  He said, and then glanced at Zhou Ren with disdain: "Besides... her eyesight isn't good either, like yours... sorry."

  With that, he deliberately pushed Lin Xiao-zao hard, causing her to stumble.

  Lin Xiao's tears were about to fall out.

  "That's enough!" Zhou Ren couldn't bear it anymore, and slapped his palm on the chair, standing up in anger. "Who said this girl is stupid?! She moved me, I'll buy it!"

  In the distance, Hao Wei and Zhang Jiaming's bodies shook simultaneously.

  They thought Lin Qiang was too much to handle, so they took Lin Xiao Zhuo away.

  But I didn't expect it would end up like this.

  Lin Qiang... has he used every trick in the book?

  On the other hand, Lin Qiang still looked embarrassed: "This... okay... anyway it's just a small bill of several hundred yuan."

  He pushed Lin Xiao again: "Go, hurry back after completing the task."

  "Little account?" The old man picked up his cane and stared at Lin Qiang, saying word by word, "1.5 million, please help me withdraw 1.5 million in time deposits and convert it into financial management!"

  Wow!!

  Lín Xiǎozhāo's heart suddenly exploded.

  Everyone present was also shocked.

  This old man was silent for a long time, but when he finally spoke, his words shocked everyone. He had been crying poverty all along, yet now he suddenly quoted such an astronomical price!

  Zhang Jiaming's face was about to hit the ground: "Okay... president... 15 million... this old man, how could he possibly have so much idle money?"

  "It's not idle, it's regular..." Hao Wei exclaimed in shock, "He wants to sacrifice the interest on his regular savings deposit, withdraw all of it, and buy the products recommended by Lin Xiao Zao..."

  "How... how could this old man do something so irrational? How could it be such a coincidence that Lin Xiao-zao would find him?" Zhang Jia-ming thought about it until his head hurt, but he couldn't figure out the mystery behind it.

  "Hao Wei's face turned red... He said quietly, "Lin Qiang... is indeed... not someone to be trifled with."

  Waiting area, Lin Qiang suddenly changed his expression and went up to support Zhou Ren.

  "Oh dear... I really didn't recognize a great person when I saw one... Please come in, let's discuss the details in our client area..."

  "We don't need you!" Zhou Ren pushed Lin Qiang away and walked to Lin Xiao's side, "Girl, let's go."

  "Yes...yes..." Lin Xiao Zao excitedly accompanied Zhou Ren to the customer negotiation room, not forgetting to turn back and cast a grateful glance at Lin Qiang.

  Lin Qiang stretched out his arms and silently applauded for Lin Xiaozi.

  "Huh? Huh? What did I miss?" Zheng Shuai had just finished his work and came out from the back, seeing Lin Xiaoqiao accompanying an old man in, he was very puzzled.

  Lin Qiang smiled and said, "Big order. Go help sort out the materials and contracts."

  "?" Zheng Shuai followed blindly, "Happiness came too suddenly?"

  After the old man went in, Lin Qiang swaggered over to Zhang Jiaming and Hao Wei, admiring their expressions.

  "Director, see, I told you so, we need a female salesperson."

  "Indeed, the effect is quite obvious." Hao Wei had barely finished speaking when another big order came in. He could only force a smile and say, "The current workload of Xiao Zhuo, you go back and distribute it evenly among everyone, we'll announce it again at tomorrow's meeting."

  "The director knows how to use people well, I've learned." Lin Qiang smiled and saw off Hao Wei, but in fact, for Hao Wei, having stronger sales power was a good thing for him, so he didn't encounter too much obstruction.

  For Zhang Jiaming, Zheng Shuai and Lin Xiaozao suddenly entering the marketing team was absolutely devastating news.

  Although he was feeling down and didn't want to talk, he still had a nagging feeling in his heart and asked with a jealous tone: "Manager, what product is she selling?"

  "I guess it's 'Oliver'."

  "Oh... that's okay... oh no... what a pity..." Zhang Jiaming felt slightly relieved and changed his tone, "This product... has relatively low profit margins in the industry and also contributes less to performance. What a shame, if only it could be sold to a large fund."

  "It's hard to say," Lin Qiang said with a smile. "They've gone to negotiate, and as far as I know, Xiao Zao has a set of ideas, maybe they'll come up with a combination of financial products, with high, medium and low risk, plus a small amount of accidental insurance, 1.5 million... there are many ways to combine them."

  "......" Zhang Jiaming swallowed a mouthful of saliva, his heart filled with resentment and jealousy.

  Longyuan business hall has been open for so long, and the largest single transaction is only 1.5 million yuan at most.

  And Lin Xiaozi's first marketing effort earned him 1.5 million, how can he hold his head up?!

  Even if the "high-yield" product only has a commission of 0.5%, then 1.5 million would still be an additional 7,500 yuan! Now his monthly bonus for this aspect is less than 2,000 yuan...

  It's okay... It's okay to get bonuses from credit cards and online banking...

  Thinking of this, Zhang Jiaming felt slightly relieved. After all, such a big order is not available every day, and Lin Xiaozao may have just been lucky to stumble upon it, and it won't happen again for a long time.

  "The boss is really wise in recognizing talent." Zhang Jiaming forced a smile.

  "Yes, I can not only spot a pearl but also spot a pig." Lin Qiang smiled calmly and walked away.

  Zhang Jiaming fiddled with his fingers in place and couldn't hear the meaning of these words, but felt it was quite strange.